Islamic investments are based on shariah principles, where finance is inseparable from ethics, social responsibility, and a ban on unjust profit. The goal is to grow wealth in an honest and shariah-compliant way. Profits in Islamic finance must come from real economic activity, shared risk, and responsibility.
What is prohibited in Islamic investing?
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Riba (interest) -
Maysir (gambling) -
Gharar (uncertainty) -
Haram industries (alcohol, gambling, and others)
What is allowed?
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Mudarabah (trust-based investment partnerships) -
Musharakah (joint ventures and partnerships) -
Ijarah (Islamic leasing) -
Murabaha (cost-plus sales) -
Sukuk (Islamic bonds)
The Islamic Individual Investment Account is an investment account where only shariah-compliant assets and instruments are available.
It’s not just a “brokerage account for Muslims” — it’s an ethical, transparent, and responsible investment option for any investor.
Since 2025, Russia has adopted the unified IIA Type 3, a modern investment format that allows:
Available on the Islamic IIA:
It’s not just a “brokerage account for Muslims” — it’s an ethical, transparent, and responsible investment option for any investor.
Since 2025, Russia has adopted the unified IIA Type 3, a modern investment format that allows:
- Tax deductions up to ₽88.000 per year
- No tax on profits from assets up to ₽30 million
Available on the Islamic IIA:
- Halal stocks, selected according to Islamic criteria
- Mutual funds with shariah supervision
Regulatory and shariah reporting
We comply with Bank of Russia regulations and seek approval from SAM RT for shariah adherence.
Shariah Compliance
All instruments in the Islamic IIA undergo a mandatory shariah screening. We exclude any assets related to interest, gambling, or prohibited industries.
Direct access via personal account & app
Manage your investments online, track analytics, and select Shariah-compliant assets — available 24/7.
Support and consultation
Our experts will help you select compliant assets and understand the principles of Islamic investing.
Send an application for connection
We’ll contact you and help you open your account
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JSC Investment Company “AKBF”
Address: 117638, Moscow, Odeskaya St., 2, office 2/17
Phone: 8 (800) 200-53-02.
Website: akbf.ru
OGRN: 1047796383030, INN (Tax ID): 770653706
Licenses issued by the Bank of Russia:
Address: 117638, Moscow, Odeskaya St., 2, office 2/17
Phone: 8 (800) 200-53-02.
Website: akbf.ru
OGRN: 1047796383030, INN (Tax ID): 770653706
Licenses issued by the Bank of Russia:
- No. 177-11176-100000 — Brokerage activities
- No. 177-11181-010000 — Dealer activities
- No. 177-12174-000100 — Depository services
- No. 177-11185-001000 — Securities asset management
- As of April 29, 2021, JSC IC “AKBF” is officially registered as an investment advisor and provides investment consulting services.
This material does not constitute an individual investment recommendation. The described services do not involve the opening of bank accounts or the acceptance of deposits.
Funds involved in these products are not subject to deposit insurance in accordance with Federal Law No. 177-FZ of December 23, 2003, “On Insurance of Deposits in Banks of the Russian Federation”.
Funds involved in these products are not subject to deposit insurance in accordance with Federal Law No. 177-FZ of December 23, 2003, “On Insurance of Deposits in Banks of the Russian Federation”.
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